Kami menyediakan jasa valuasi aktuaria dan konsultasi strategis yang komprehensif untuk membantu organisasi mengelola kewajiban jangka panjang terhadap karyawan. Keahlian kami memastikan bahwa skema tunjangan karyawan Anda, mulai dari pesangon sesuai undang-undang ketenagakerjaan Indonesia hingga dana pensiun korporat yang kompleks, dinilai secara akurat, didanai secara berkelanjutan, dan sepenuhnya mematuhi standar pelaporan keuangan terbaru. Kami menjembatani kesenjangan antara komitmen sumber daya manusia dan keberlanjutan finansial.
Valuasi PSAK 219, IAS 19, FAS
Valuasi aktuaria yang mematuhi standar pelaporan keuangan lokal dan internasional.
Konsultasi Pra-Pendanaan
Optimalkan strategi pendanaan untuk mengamankan kewajiban tunjangan karyawan di masa depan secara efisien.
Tinjauan Skema Purna Pensiun
Menilai dan merancang ulang tunjangan pasca-kerja untuk biaya, risiko, dan kepatuhan.
Valuasi Aktuaria Solvabilitas
Valuasi independen bersertifikat untuk memenuhi persyaratan solvabilitas dan pengungkapan regulasi.
Manajemen Aset dan Kewajiban
Menyelaraskan aset dengan kewajiban tunjangan untuk mengurangi risiko dan meningkatkan stabilitas pendanaan.
and more..
Tim kami menawarkan dukungan teknis tingkat tinggi untuk penyedia asuransi yang sedang menghadapi tantangan regulasi yang semakin kompleks. Dari implementasi model aktuaria Prophet yang canggih hingga memastikan transisi yang mulus ke standar IFRS 17 / PSAK 117, kami membantu perusahaan asuransi mengelola risiko. Kami berfokus pada peningkatan nilai saham melalui reservasi yang akurat dan strategi manajemen keuangan canggih.
Implementasi PSAK 117 / IFRS 17
Dukungan transisi dan kepatuhan berkelanjutan untuk standar kontrak asuransi baru.
Dukungan Audit PSAK 117 / IFRS 17
Tinjauan independen dan verifikasi asumsi aktuaria serta provisi teknis.
Dukungan M&A, Valuasi & Uji Tuntas
Memaksimalkan nilai pemegang saham melalui analisis embedded value dan pemodelan keuangan.
Perangkat Lunak Aktuaria Prophet
Solusi pemodelan dan perangkat lunak ahli menggunakan Perangkat Lunak Aktuaria Prophet standar industri.
Tinjauan Provisi Asuransi Syariah
Memastikan pencadangan yang akurat dan kepatuhan regulasi untuk otoritas keuangan.
and more..
Home>Layanan>Tunjangan Karyawan
Menguantifikasi Masa Depan,
Kewajiban Hari Ini
Hilangkan ketidakpastian dalam liabilitas imbalan kerja. Mulai dari valuasi PSAK 24 dan dokumentasi siap audit hingga analisis biaya, dampak pendanaan, serta keselarasan dengan UU Cipta Kerja. Semua ini hanyalah langkah awal dari apa yang dapat dihadirkan oleh layanan Employee Benefit kami.
Layanan Tunjangan Karyawan Kelas Utama
We deliver compliant actuarial valuations for local & international financial reporting standards, ensuring audit readiness and full regulatory disclosure for your financial statements.
We conduct rigorous, impartial solvency assessments to evaluate whether a pension fund or insurance entity has sufficient assets to cover its long-term liabilities under various economic scenarios.
We help clients align their investment strategies with their benefit liabilities to minimize funding gaps and manage interest rate, longevity, and inflation risks effectively.
We help clients align their investment strategies with their benefit liabilities to minimize funding gaps and manage interest rate, longevity, and inflation risks effectively.
Expert guidance on the actuarial aspects of winding down a pension fund or benefit plan, including benefit calculations, asset allocation, and regulatory compliance.
Comprehensive review and benchmarking of existing post-retirement benefit programs to assess sustainability, market competitiveness, and alignment with business goals.
End-to-end consulting on retirement plan design, funding strategy, regulatory compliance, and member communication — from defined benefit to defined contribution transitions.
Actuarial analysis of medical benefit plans covering utilization trends, claims experience, cost projections, and risk assessment to support sustainable benefit management.
Holistic consulting on medical benefit plan design and management, including vendor evaluation, plan benchmarking, cost containment strategies, and employee wellness integration.
Objective evaluation and selection support for insurance providers, pension fund managers, and annuity providers — ensuring best-fit solutions aligned with your company's risk profile and cost objectives.
Dari Perspektif Kami
Employee Benefit
Volatility Management in Long-Term Employee Benefits
Fluctuations in market interest rates often lead to unpredictable liability swings in actuarial valuations..
Baca Lebih Lanjut
Lead: Gelombang Pemutusan Hubungan Kerja (PHK) yang marak terjadi di Indonesia belakangan ini bukan lagi sekada...
Achieving a balanced financial position requires a precise alignment between pension fund assets and projected benefit..
Fluctuations in market interest rates often lead to unpredictable liability swings in actuarial valuations..
As Indonesian accounting standards converge with global IFRS frameworks, the transition to PSAK 219 introduces significa...
Achieving a balanced financial position requires a precise alignment between pension fund assets and projected benefit..
Fluctuations in market interest rates often lead to unpredictable liability swings in actuarial valuations..
Lead: Gelombang Pemutusan Hubungan Kerja (PHK) yang marak terjadi di Indonesia belakangan ini bukan lagi sekada...
Achieving a balanced financial position requires a precise alignment between pension fund assets and projected benefit..
Fluctuations in market interest rates often lead to unpredictable liability swings in actuarial valuations..
As Indonesian accounting standards converge with global IFRS frameworks, the transition to PSAK 219 introduces significa...
Achieving a balanced financial position requires a precise alignment between pension fund assets and projected benefit..
Fluctuations in market interest rates often lead to unpredictable liability swings in actuarial valuations..
As Indonesian accounting standards converge with global IFRS frameworks, the transition to PSAK 219 introduces significa...
Temui Tim Kami
Employee Benefit Practice Leader
A senior actuary with over 15 years of experience practicing, various actuarial functions (financial reporting and life insurance, Dwi’s extensive experience with multinational life insurance companies has equipped her with international actuarial technique and methodology, and familiarity with regulatory environment related to valuation of life insurance liability).
Senior Actuary
Is a graduate of mathematics from University of Indonesia, and is a senior consultant to Padma. He has experience more than 10 years as an actuarial consultant specifically related to the employee benefit calculation and its presentation in the financial statements based on various accounting standards such as PSAK 219(dh PSAK 24), IAS 19 and ASC 715. He has handled hundreds of valuations of PSAK 219 and is actively involved as a speaker on the topic of employee benefits and Pension Fund.
Senior Asociate Actuary
Is a graduate of mathematics from ITB, and is a senior consultant to Padma. Experienced more than 10 years as a consultant in Employee Benefit specifically related to the calculation of Post-Employment Benefit Employee Liability and its presentation in the financial statements based on various accounting standards such as PSAK 219(dh PSAK 24), IAS 19 and FAS 158. He has handled hundreds of valuations of PSAK 219(dh PSAK 24) and is actively involved As a speaker on the topic of Aspect Actuarial Aspect PSAK 219(dh PSAK 24) and Recording Employee Benefits.
Tim ahli aktuaria kami siap memandu Anda dalam kepatuhan PSAK 24 dan optimalisasi imbalan kerja
